Looking to Purchase and Rehab with an Investment Property Loan?

A Single Source Financing Partner

● Industry Leading Customer Service

Our experienced team of professionals will work with you to provide a smooth, efficient process.

● Competitively Priced

Programs designed to provide investors with straightforward rates, terms, & fees with absolutely no hidden costs.

● Meeting All Your Investment Needs

No matter the investment, we can help you find financing.

● Efficient and Effortless Communication

Our online application process and client portal make document tracking easier, guiding you through ever step of the process.

555 Capital offers a wide variety of fix and flip (FixNFlip) investment property loans for the real estate investor looking to purchase and rehab an investment property. Our full offering of FixNFlip, Construction, Cash Out, and Bridge Plus loan programs provide investors the ability to capitalize on the fantastic real estate opportunities that exist across our entire lending area. At 555 Capital we have a passion for real estate and providing the best financing solutions for real estate investors across the country as they pursue their real estate investing goals.

FixNFlip

For the investor who wants to purchase and renovate an investment property in order to sell it.
Term Length: 13 months.

Bridge Plus

For the investor looking to quickly purchase or refinance for resale or bridge to long term financing.
Experience: 5+ completed flips in the last 36 months.
Term Length: 13 months.

Heavy Rehab

For the investor who owns an investment property and is in need of capital for construction.
Term Length: 13 months.

Cash Out

For the investor who owns an investment property free-and-clear and desires to leverage that property for any reason.
Down Payment: 0% (If poperty is owned outright.
Term Length: 13 months.

Multifamily Loan Overview

Value-Add Rehab (5+ units)

Loan Purpose: Acquisition, Rehab, Refinance, Cash-Out Refinance
Term: 2 years
Interest Only: Yes
Interest Rate: As low as 7.49%
Interest Rate on Undrawn Rehab Funds: 0%
Prepayment Penalty: None
Rehab Funds: Yes
Loan Limits: $250,000 – $2.5MM
Loan-to-Cost (Purchase): 75%
Loan-to-ARV (Refinance): 70%
Cash-Out Refi: Available (50% LTV Cap)
Non-Recourse Available: Yes

Stabilized

Loan Purpose: Acquisition, Refinance, Cash-Out Refinance
Term: 2 years
Interest Only: Yes
Interest Rate: As low as 6.99%
Interest Rate on Undrawn Rehab Funds: N/A
Prepayment Penalty: None
Rehab Funds: None
Loan Limits: $250,000 – $2.5MM
Loan-to-Cost: N/A
Loan-to-Value: 70%
Cash-Out Refi: Available (50% LTV Cap)
Non-Recourse Available: Yes

Loan Advantages

Non-Recourse Option: Available
 “As-Is” DSCR Requirements: None
Closing Costs Rolled into Loan Amount: Yes
Interest Charged on Undrawn Rehab Funds: None
Eligible Markets: Primary, Secondary & Tertiary
Eligible Property Classes: Class A, Class B & Class C
Optional Minimum Interest Lock-in
Deferred Origination Fee Option
Fast due diligence and closings
Dedicated analyst for each loan file